Adhesives Blog

Credit Reporting Agencies

August 2, 2012

Do you think the credit rating agencies have too much power?

Yes: 78.9%

No: 21.1%


Even with regulations requiring these credit reporting agencies to provide accurate credit reports to consumers, many people still find inconsistent information among the three major agencies. Also, consumers shouldn't have to "jump through" all the hoops to get inaccurate information corrected. The agencies need to be under much more scrutiny and regulation!

Credit ratings not only determine interest rates on loans, but impact insurance rates, securing a new job and even insurability. There are often errors in credit reports and they can be difficult to get corrected. Rating agencies clearly have too much power without an adequate rebalancing of responsibilities to be fair and accurate

Anything controlled by the government has too much power!

Plus their data is incorrect.

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